HomeDebt validationCredit dispute PricingFor prosAPI

One flat fee. You send it yourself.

No monthly subscription. No "credit-repair" retainer. You pay once for a drafted, ready-to-mail letter — cited to the law, with your deadline computed.

Consumer

Per letter

$29.00

  • The correct letter for your situation (validation, §611, or §623)
  • Cited to the real U.S. Code
  • Your certified-mail deadline computed + a free clock to track it
  • Evidence checklist + escalation ladder (re-dispute, CFPB complaint)
  • Free preview before you pay

Get debt dispute letter — $29.00

Pay $29.00 with PayPal →

After you pay, you'll receive your unlock code by email within 12 hours (payments are matched manually — PayPal.me can't auto-notify us). Add your email in the PayPal note too so we can match it faster.

Prefer crypto? (instant, USDT TRC20 only)

USDT (TRC20 — do not send ERC20): TNvb5tyrzWZW9iNUwQ6TTiY87MGLs1Cgsi

USDC (Base): 0x38134a7F97636E26365Fb17405566595B917a341

Send $29.00, then email your tx hash + the email for your unlock code to invoice@getsmallclaims.com. We deliver within 12 hours. Agents: pay-per-call keyless via x402 (USDC on Base).

Disclosure: This is a self-help document service, not a law firm, and does not provide legal advice. Price: $29.00 per debt dispute letter. Refund policy: if the engine returns an honest-null (no valid basis for debt dispute letter), you are not charged — and any payment is refunded in full within 5 business days.

Legal-Aid / Counselor Starter

$99/mo

  • 50 letters / month
  • 3 seats
  • Full drafting + statute citations + deadlines
Practice

$349/mo

  • 250 letters / month
  • 10 seats
  • Full drafting + statute citations + deadlines
Group / Fintech

$1,500/mo

  • 1,500 letters / month
  • 50 seats
  • Full drafting + statute citations + deadlines
  • API + MCP access

Why we charge a flat fee, not a monthly sub

The credit-repair industry bills you every month for sending essentially these letters — and federal law (the Credit Repair Organizations Act, 15 U.S.C. 1679) tightly restricts taking advance or recurring payment for a promise to improve your credit. We sidestep all of that by being a plain document-drafting tool: you pay once for a finished letter, we promise no outcome, and you mail it yourself. Cheaper for you, cleaner for everyone.

This is a clerical document-DRAFTING tool, not legal advice and not a credit-repair service. DisputeForge is not a law firm and does not represent you or guarantee any outcome (no deletion, no score change). You review, sign, and mail the letter yourself. Verify every date against your own dated notice before sending. We charge one flat fee for the drafted document — we never charge a recurring fee for a promise to improve your credit.